EDUCATIONAL FUNDING & SCHOLARSHIPS KINDS OF AID Federal Direct Subsidized/Unsubsidized Stafford Loans Subsidized Stafford Loans are need-based and never accrue interest throughout the student’s amount of time in college. Just offered to undergraduates. Unsubsidized Stafford Loans are non-need-based and do accrue interest through the student’s amount of time in college. Offered to undergraduates and students…

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